Presented bySheri Lasley Ruiz |
Fully renovated Raised Ranch on a quiet block! Raised to FEMA specs and above the Flood Zone! Flood insurance is very, very inexpensive! Dramatic water views from the house and large deck to enjoy a glass of wine or a cup of coffee! Step inside and view your new open kitchen with quartz countertops, island peninsula, and stainless steel appliances. The open and airy floor plan also includes a dining area and living room. There are 3 bedrooms, an updated bathroom, and a dedicated laundry room. The ground floor basement includes an attached garage with lots of space for beach carts, paddleboards, bikes, and bicycles. Coastal living at its finest. This is where you want to be, not Margaritaville. Optional Floor plan combining 2 bedrooms into a huge Master Bedroom available. Owner financing possible!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
Sales Associate
William Raveis Real Estate
Phone: 941.400.4186
Sheri.LasleyRuiz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,121 | $3,079 | $3,972 |
Total Monthly Payment | $3,955 | $3,913 | $4,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.