Presented bySheri Lasley Ruiz |
Legal Accessory Apartment- Mother-daughter living space separated on each floor of this light-filled home featuring an open floor plan and hard-to-find legal accessory apartment set up. WOW- what a deal for this legal income-producing property. The upper level features hard wood floors throughout a nicely sized primary suite, and 2 additional bedrooms, and a hall bath. The living and dining spaces are open to each other. The bright kitchen space leads to the backyard deck used for entertaining, dining, and grilling and makes a grand entrance for your friends and family. On the lower floor, you will find a recently renovated 3 bedroom apartment, complete with kitchen and living area, and a hall bath. Private separate entrance and washer and dryer on the lower level. Enjoy the convenience of nearby amenities, including shopping centers, restaurants, recreational facilities, and schools, making it an ideal location and desirable neighborhood in Bardonia.
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Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
Sales Associate
William Raveis Real Estate
Phone: 941.400.4186
Sheri.LasleyRuiz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $1,241 | $1,241 | $1,241 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,061 | $3,908 | $5,042 |
Total Monthly Payment | $5,394 | $5,241 | $6,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.