Presented bySheri Lasley Ruiz |
Vacation year-round at this nearly Net Zero, like new solar-powered home in Riverside that had a major renovation in 2018, where it was taken down to the studs and insulated with super strong and energy-efficient spray foam. Heated and cooled with mini splits with a gas fireplace and stove to enhance the atmosphere of this incredible home, south facing with an abundance of natural light. All oak floors and recessed lighting. Custom build cherry cabinets in the kitchen with a center island, granite counters, and stainless appliances open to the dining and living room with a slider to the 12x34 porch and 24x16 deck with a fabulous view of the river. The breezeway with a slider connects the one-car garage on the left side, and the mudroom on the right connects the oversized two-car garage that is insulated with heat and includes a six-person hot tub and TV, and a walk-out basement with a Goshen stone patio under the porch. Walk to the Boat Club, and it's just a mile to the bike path.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood, Recessed Lighting, Closet - Double | Second |
Bedroom 3 | Closet, Flooring - Hardwood, Recessed Lighting | Second |
Kitchen | Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting, Slider | First |
Master Bedroom | Flooring - Hardwood, Recessed Lighting, Closet - Double | Second |
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
Sales Associate
William Raveis Real Estate
Phone: 941.400.4186
Sheri.LasleyRuiz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,746 | $4,767 |
Total Monthly Payment | $4,327 | $4,280 | $5,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.