Presented bySheri Lasley Ruiz |
You can't help but smile as you meander through this cheerful and meticulously cared for home. The living room is spacious and bright with two south facing windows flanking the cozy wood burner. Overlooking the back deck and stunning perennial garden, the kitchen/dining area is well appointed with tons of storage and counter space. The bay window and access to the large deck from this area bring in light and views of the surrounding woods. Private and peaceful, the first floor primary bedroom offers a huge closet and its own ensuite full bath. A half bath and laundry room complete this level. Upstairs there are two additional bedrooms, a full bath, and endless amounts of storage. You will also find access to the additional bonus room over the two-car garage, currently a blank slate and ready to be transformed into an incredible office, exercise/yoga space or art studio! Heading outside, this picture perfect parcel has a bit of everything but is still petite enough to be low maintenance. With a wooded area between the home and the road, this property features a level front lawn, rocking chair front porch, surrounding woods, and the true show stopper: a fully fenced in perennial garden and back deck. The garden has been meticulously cared for over the years and will delight you with beautiful blooms from early spring til late fall! Additional garden pictures available upon request. The owner has made many upgrades over the years to improve day-to-day functionality and the enjoyment of this special home, including: installing additional windows and skylights, a whole house water filter, 6" gutters, upgraded insulation, and a vapor barrier. There is also a new refrigerator and dishwasher, and a high efficiency Navien boiler. The home is situated in a beautiful country setting right between Mountaindale and Ellenville. New and established favorites like The Dale, Basbousa, Morning Sunshine, Cohen's, Market on Market, and Creek Bar are 10 or less minutes away. The nearby Neversink River and Sandburg Creek are perfect for a cool dip or trout fishing and there are some of the area's best hiking trails, waterfalls, and views at Sam's Point/Minnewaska State Park. This central spot sits right on the Ulster and Sullivan county borders, and is 25-35 minutes from other great towns like Kerhonkson, Accord and Livingston Manor, with even more amazing dining, orchards, breweries, farm stands, and shopping. All this and you are only 85 miles from the GWB!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
Sales Associate
William Raveis Real Estate
Phone: 941.400.4186
Sheri.LasleyRuiz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $550 | $550 | $550 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,737 |
Total Monthly Payment | $2,776 | $2,747 | $3,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.