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Presented by
Sheri Lasley Ruiz |
1147 East Main Street, Richmond, VT, 05477 | $799,000
Possibilities and opportunities abound with this renovated farm house located on more than 2 1/2 acres of land abutting conservation and farm land. The main home was renovated to the studs. It features a remodeled kitchen with beautiful hand-planed barn plank wood floors, stainless steel appliances, island, tiled backsplash, farmhouse sink and stone countertops. The kitchen overlooks the cozy living area that has the same gorgeous wood floors as well as new windows providing an abundance of natural light. The dining area has hardwood floors and original wood beam accentuated ceilings. There is a 1/2 bath on the first floor as well access to the spacious basement. The second floor of the home features a remodeled full bath as well as 4 sizable bedrooms. The exterior of the main house has a wraparound covered porch, handsome brick siding, attractive metal roofing and an array of solar panels that are fully owned and cover most of the property's electrical needs. In addition to the main home, the property has two additional units that are currently being used as full time rentals to offset the costs of ownership. Use as a home office/business or other commercial uses may be allowed in these units. The land offers additional opportunities including adding additional units. Great opportunities for owner occupants or investors looking for a great return. This property is unique and must be seen to be appreciated for all of the possibilities it has to offer.
Features
- Rooms: 10
- Bedrooms: 7
- Baths: 4 full / 1 half
- Style: Farmhouse
- Year Built: 1830
- Garage: 3-car Garage
- Heating: Baseboard,Hot Air,Stove - Wood
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 4,330
- Acreage: 2.58
- Est. Taxes: $12,468
- Lot Desc: Agricultural,Country Setting,Field/Pasture,Trail/Near Trail,Walking Trails,Wooded
- Elem. School: Richmond Elementary School
- Middle School: Camels Hump Middle USD 17
- High School: Mt. Mansfield USD #17
- School District: Richmond School District
- MLS#: 4993865
- Website: https://www.raveis.com
/prop/4993865/1147eastmainstreet_richmond_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/11/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sheri Lasley RuizSales Associate
941.400.4186
Sheri.LasleyRuiz@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Evelio MirandaInsurance Sales Director, William Raveis Insurance
561.704.7334
Evelio.Miranda@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1147 East Main Street, Richmond, VT, 05477
$799,000
Sheri Lasley Ruiz
Sales Associate
William Raveis Real Estate
Phone: 941.400.4186
Sheri.LasleyRuiz@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
| Monthly Tax Payment | $1,039 | $1,039 | $1,039 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,481 |
| Total Monthly Payment | $5,437 | $5,379 | $6,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484